This beginner-friendly course provides a structured foundation in credit research analysis and credit ratings, equipping learners with the skills to make informed financial decisions. Across two modules, students will analyze the credit research process, evaluate credit rating agency functions, and differentiate between types, advantages, and limitations of ratings in global markets.



Ce que vous apprendrez
Explain credit rating processes, types, advantages, and limitations in markets.
Apply KMV and Altman Z-Score models to assess bankruptcy and default risk.
Analyze company creditworthiness using financials, cash flows, and repayment history.
Compétences que vous acquerrez
- Catégorie : Finance
- Catégorie : Cash Flows
- Catégorie : Financial Analysis
- Catégorie : Financial Statement Analysis
- Catégorie : Risk Analysis
- Catégorie : Financial Regulations
- Catégorie : Balance Sheet
- Catégorie : Credit Risk
- Catégorie : Risk Modeling
- Catégorie : Bankruptcies
- Catégorie : Financial Systems
- Catégorie : Loans
- Catégorie : Analytical Skills
- Catégorie : Banking
Détails à connaître

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septembre 2025
6 devoirs
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Il y a 2 modules dans ce cours
This module introduces learners to the essential concepts of credit research and credit ratings, building a strong foundation for understanding how companies are evaluated in financial markets. Students will explore the step-by-step process of credit research, examine core methodologies used to assess creditworthiness, and gain insights into the role and significance of credit rating agencies. By analyzing the types, functions, advantages, disadvantages, and regulations of credit ratings, learners will develop the ability to interpret and apply credit research findings in real-world investment decisions.
Inclus
10 vidéos3 devoirs1 plugin
This module explores advanced concepts of credit risk modeling and the evaluation process used by banks in modern financial systems. Learners will gain practical insights into the KMV Model and the Altman Z-Score Model, two widely applied techniques for predicting default probability and bankruptcy risk. The module also examines how banks assess companies using financial criteria, credit history, and cash flow strength, while highlighting the broader role of credit research in enhancing transparency and investor protection in today’s financial markets. By completing this module, students will be equipped to analyze risk models, interpret banking evaluation practices, and understand the systemic importance of credit research.
Inclus
8 vidéos3 devoirs
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